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Read about Riverty's journey and how we aim to be the most human centric fintech.

Two drivers prepare to charge their EV vehicle
Blog Accounting
Jun 18, 2025

The hidden EV Charging operational costs undermining profitability

Equipment costs are just the beginning for Charging Point Operators (CPOs). While DC fast chargers cost on average $50,000 and installation often exceeds equipment prices, the real EV charging operational costs are harder to spot: demand charges that dwarf electricity costs, unexpected repairs ($500–$2,000 per incident), and operational inefficiencies that drain resources. Hidden costs are embedded throughout EV charging operations—and the operators who identify them early gain a significant advantage.

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Infographic showing the future of banking is invisible
Fintech 2040 Insights
Jun 17, 2025

Banking will disappear but not your money: The rise of invisible banking

Imagine never opening a banking app again, but still getting loans, making payments, or adjusting your savings; all automatically, in the background. Welcome to invisible banking: where finance fades from view, but not from your life. Financial services are moving out of banks and apps and into wearables, e-commerce, smart homes, and vehicles. Consumers won’t “do banking” anymore. It will happen ambiently, in the background, without friction. That’s invisible banking. And it’s already taking shape.

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Blog Post 3 Checkliste
Blog Insights
Jun 12, 2025

Macroeconomic Trends 2025: Strategies and Insights for Future-Proof Credit Management

Macroeconomic trends in 2025 are directly shaping the way credit management operates—and they’re gaining strategic importance in financial planning. With financial markets becoming increasingly interconnected and uncertainty on the rise, macro factors such as inflation, interest rate policy, and evolving regulations are critical drivers for strategic decision-making.

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Infographic showing that 40% AI-driven personalization boosts engagement by 40% and retention by 30%.
Fintech 2040 Insights
May 14, 2025

How AI in fintech is powering hyper-personalized finance

AI in fintech is making hyper-personalized finance a reality – no longer a futuristic concept. The next generation of banking tailors every experience to the individual. Acting as intuitive payment companions, these solutions are built on human-centric principles that truly empower users with greater financial control and wellbeing. Here’s how it works – and what it means for your business.

READ MORE
Two drivers prepare to charge their EV vehicle
Blog Accounting
Jun 18, 2025

The hidden EV Charging operational costs undermining profitability

Equipment costs are just the beginning for Charging Point Operators (CPOs). While DC fast chargers cost on average $50,000 and installation often exceeds equipment prices, the real EV charging operational costs are harder to spot: demand charges that dwarf electricity costs, unexpected repairs ($500–$2,000 per incident), and operational inefficiencies that drain resources. Hidden costs are embedded throughout EV charging operations—and the operators who identify them early gain a significant advantage.

READ MORE
Infographic showing the future of banking is invisible
Fintech 2040 Insights
Jun 17, 2025

Banking will disappear but not your money: The rise of invisible banking

Imagine never opening a banking app again, but still getting loans, making payments, or adjusting your savings; all automatically, in the background. Welcome to invisible banking: where finance fades from view, but not from your life. Financial services are moving out of banks and apps and into wearables, e-commerce, smart homes, and vehicles. Consumers won’t “do banking” anymore. It will happen ambiently, in the background, without friction. That’s invisible banking. And it’s already taking shape.

READ MORE
Blog Post 3 Checkliste
Blog Insights
Jun 12, 2025

Macroeconomic Trends 2025: Strategies and Insights for Future-Proof Credit Management

Macroeconomic trends in 2025 are directly shaping the way credit management operates—and they’re gaining strategic importance in financial planning. With financial markets becoming increasingly interconnected and uncertainty on the rise, macro factors such as inflation, interest rate policy, and evolving regulations are critical drivers for strategic decision-making.

READ MORE
Infographic showing that 40% AI-driven personalization boosts engagement by 40% and retention by 30%.
Fintech 2040 Insights
May 14, 2025

How AI in fintech is powering hyper-personalized finance

AI in fintech is making hyper-personalized finance a reality – no longer a futuristic concept. The next generation of banking tailors every experience to the individual. Acting as intuitive payment companions, these solutions are built on human-centric principles that truly empower users with greater financial control and wellbeing. Here’s how it works – and what it means for your business.

READ MORE
Infographic showing that by 2040, 70% of financial interactions will occur through embedded channels.
Fintech 2040 Insights
May 14, 2025

The quiet disruption: The future of banking and why banks will fade into the background

The most disruptive change in the future of banking isn’t explosive – it’s invisible. In the future of banking, services will disappear into ecosystems, becoming frictionless and ambient. These invisible systems will function as payment companions that empower both businesses and customers through human-centric design. Here’s why banks will fade quietly – and what comes next.

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A row of electric vehicles parked at charging stations along a city street on a sunny day, with buildings and trees in the background.
Blog Accounting
May 5, 2025

Simplifying VAT Complexity in Cross-Border EV Charging: The Riverty Advantage

If you're managing EV charging across borders, VAT is a quiet killer. Rates shift between markets, reverse charge applies inconsistently, and consolidated invoicing gets messy—fast. 

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Car being charged on an ev charging station.
Blog Accounting
Mar 25, 2025 5 min

Fixing the disconnect: A financial blueprint for billing challenges in EV charging

EV charging is booming—but are your finances keeping up? Discover how to overcome billing, cash flow, and compliance hurdles with expert tips designed to help CPOs scale smarter and faster.

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Green, electric vehicle being plugged into a charging station
Blog Accounting
Feb 10, 2025 7 min

Achieving 99% Automation in EV Billing: A How-To Guide

Streamline operations with by automating your EV billing, and stay ahead in the EV charging revolution. Discover actionable strategies and technologies in our latest guide.

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STÖ Medical and Riverty: Improving women's health worldwide
Case Study Health

STÖ Medical and Riverty: Improving women's health worldwide

STÖ Medical is on a mission to enhance women's health with a drug-free heat patch, expanding its availability to more women through a strategic e-commerce partnership with Riverty.

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